經過一輪調查之後,最後決定購買由World Nomads提供的旅遊保險。

World Nomads是一間澳洲公司,專做旅遊保險代理生意,同時提供各地的旅遊資訊。World Nomads的旅遊保險得到lonely planet推薦(因此我才相信這間公司)。
提供給香港投保人的保單,受保公司是Bupa Denmark。提供醫療費用同埋緊急撤離補償(死亡只包運走條屍)。
這份保單的特點
1. 投保同埋索償申請都是網上進行(不過單據正本要寄去丹麥),未完成旅程都可以索償。
2. 可以更改保險生效日期,同埋可以中途延期(旅程開始了都可以),最長一年。
3. 絕大部分出發後所發生的病症、意外受傷,100%保償,無上限。(進行危險活動包、工作假期工作中受傷都包)
4. 存在病痛定義較為嚴格。
請小心細閱保單,留意那些活動是不受保。
半年保費USD$623。今年二月開始做緊優惠,凡輸入Promotion Code "WNFEB10",就有10%優惠,即是USD$560.7。購買時需要提供全名,出生日期,地址,同埋信用咭資料。
登入網頁,將"Policy certificate"同埋"Policy wording"列印,就可以交去領事館。
Comments
I searched about insurance for whv, as I will go to Japan whv too. And after you saw the doctor, did you mail the receipt to Bupa Denmark? or did you do it after you came back to Hong Kong?
Is there a time limit for claiming money?
Thank you very much for your help.
The claim is long time ago and I forget the details. After I consulted the doctor and then sent email to Bupa about what should I did. After I sent the claim form out and I got the money around 1 month.
And the explanation about the plan at that homepage is very detail and I advise that you should read it carefully.
Salad
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